Moser Appraisal Services can do FHA loans

Moser Appraisal Services is WI state certified and on the FHA Roster of approved residential appraisers. This means that we are qualified and approved by the FHA to do reports for house loans backed by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

An FHA loan is backed by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lender provides all the finances; the FHA simply insures the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. Applicable to all purchasers, FHA loan programs are formed to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration offers are excessively useful to buyers with less starting capital.